The following information is usually required during the loan process:

• Paystubs for 1month
• W2’s for 2 years
• Tax Returns for 2 years
• CorporateTax Returns for 2 years (if self employed)
• Bank Statements 2 months (most recent)
• Investment Account Statements 2 months (most recent):
• 401k’s, Annuities, Pension Plans, etc.
• Balance Statements for all accounts that will be paid off by closing (most recent)
• Employment History for last 2 years: Name, Address, Phone Number, Dates of Employment, Monthly Income
• Employment Gap Letter of Explanation (if applicable)
• Credit Explanations for any delinquencies
• Alimony and/or Child Support Proof (include court documents)
• Check for Appraisal Fee (varies depending on property type)
• Realtor Information for Buyer and Seller Agents: Name, Phone Number and              Fax Number
• Homebuyer Counseling Certificate (if applicable)
• Mortgage Statements for all Properties Owned (most recent)
• Tax Bills for all Properties Owned (most recent)
• Offer to Purchase (signed)
• Purchase and Sale Agreement on Property Selling (if applicable)
• Listing Sheet on Property Purchasing
• Purchase and Sale Agreement on Property Purchasing
• Cancelled Checks (copies) typically two checks: Deposit and Purchase and Sale Agreement Check

If you currently own Real Estate you will need to also provide the following:

• Mortgage account information on all properties
• Home insurance policy information
• Home equity account information (if applicable)